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We are spending an astonishing £20 million a day using plastic; money which will eventually cost us far more in repayments, thus increasing our debt.

A large number of families are using credit cards to pay for essentials, not luxuries – breadwinners are trapped on zero-hours contracts with fluctuating earnings, which don’t make it easy to budget for outgoings.

This Privacy Policy describes how we collect, use and share information when you use our Services.

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These documents describe information that we collect from you or that you provide on or to the Services and how Your Information may beused and disclosed by us.

They also describe the choices available to you regarding our Use of Your Information and how you can access and update Your Information.

The term "Services," means, collectively, various websites, applications, widgets, email notifications and other mediums, or portions of such mediums, through which you have accessed this Privacy Policy.

By accessing or using our Services, you consent to the collection, transfer, manipulation, storage, disclosure and other uses of Your Information (collectively,"Use of Your Information") as described in this Privacy Policy.

We’re the cautious, relatively frugal section of the population.

Last modified 05-Apr-2017 02:40