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This site is for those ready to take entertainment to the next level. “Talk about the factors of a credit score and how credit utilization and on-time payments are very important ones,” adds Erin Lowry, author of “Broke Millennial: Stop Scraping By and Get Your Financial Life Together”.

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Lowry suggests giving your kid financial training wheels in the shape of a debit card or prepaid card, along with a budget.

Then see if your teen can consistently stick to his budget and stay within a spending limit when using plastic instead of cash.

But if teens continually fail to follow the rules and show they can’t manage their spending and bills, go back to the financial basics until they’re better prepared to take on the responsibility of credit.

Once you determine that a credit card is an appropriate option, you’ll need to determine which card is best for your child.

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Last modified 27-Jul-2016 22:53