If you experience problems with the Three Step Update, you may want to review the more detailed upgrade instructions For these instructions, it is assumed that your blog's URL is directories and sub-directories, and in the root directory (such as index.php, and so on). Be careful when you come to copying the wp-content directory.
You should make sure that you only copy the files from inside this directory, rather than replacing your entire wp-content directory.
Most organizations and companies that report information to credit bureaus do so on a monthly basis.
However, creditors are not required to report information, so it’s possible that you could have a mortgage, auto loan, or other debt not included on your credit report at all.
WARNING: The upgrade process will affect all files and folders included in the main Word Press installation.